What is the Sigma Tech India Banking Toolkit?
The Banking Toolkit is a set of 27 free, precision financial calculators built by Sigma Tech India for bankers, credit officers and individuals. It covers deposits and savings, loans, investments, retirement and insurance, tax, and credit appraisal — with instant client-side math and PDF-ready outputs for client files.
Which calculators are in the Banking Toolkit?
The toolkit includes EMI and amortisation, SIP, FD, PPF, RD, compound interest, EPF, Sukanya Samriddhi, loan comparison and eligibility, CAGR, inflation, lumpsum, gratuity, NPS, term cover, capital gains, GST, HRA, income tax (old vs new, FY 2026-27), TDS, and credit-appraisal tools such as DSCR, ICR and working-capital cycle.
Are the Banking Toolkit calculators free?
Yes. All 27 Banking Toolkit calculators are free to use, run instantly in the browser, and produce PDF-ready results so bankers and credit officers can focus on judgement, relationships and risk instead of manual workflows.